Monday, October 21, 2019
20 Finance Research Project Topics on Real Estate
20 Finance Research Project Topics on Real Estate If a Google search brings you to the page which you are currently reading - this page - then it means you are either having some difficulties coming up with finance research topics in the real estate industry for your academic or corporate project. And if that is definitely the case, then you have just found a gold mine for this was written just for you. Todayââ¬â¢s article is the second part in the series of articles discussing finance in the real estate sector and the important role having some financial backing plays for both parties who take part in making the sector grow. In the article preceding this, some important facts covering the subject of finance and real estate were outlined to help project writers discuss intelligently on the topic. This follow-up will not only provide 20 topics but will also include a sample research project that expatriates on one of the provided topics to serve as a sample for anyone confused on how to proceed with his or her project. Lastly, a set of guidelines on understanding time management and its importance when writing or handling a research project will be provided to help you efficiently create something brilliant that will guarantee you earn top marks. So shall we begin? The Importance of Finance to the Real Estate Industry The Impact of a Fluctuating Economy on the Real Estate Industry The 2007 Economic Recession and Its Effect on Real Estate Sources of Real Estate Finance and Their Impact on Society Real Estate Investment and the Role of Commercial Banks Real Estate Investment and the Impact of Credit Unions Problems of Financing Real Estate in the United States Corporate Loans and Commercial Real Estate Financing Analysing the Challenges and Prospects in Real Estate Investing Fundamentals of Real Estate Financing Models Disentangling the Geography of Finance and Real Estate Real Estate Finance and Investment Fundamentals How the Mortgage Constant Works in Real Estate Finance Real Estate Finance Investments Risks and Opportunities Real Estate Equity and Debt Financing The Role of Banks, Equity Markets, and Institutional Investors in Developing Real Estate Policy Framework for Building Sustainable Real Estate Markets Real Estate Market Developments the Financial Sector Protecting Value in Real Estate: Managing Investment Risks The Language of Commercial Real Estate Finance Choosing a finance research project topic in real estate has never been made easier than this for here are 20 excellent topics you can consider using or modifying for your own project. These topics are quite easy to work on due to the large amount of research materials out there covering each and every outlined topic. As stated earlier, more help is on the way in getting you started on writing your own project and this will be in the form of a sample research project which takes its direction from one of the topics provided on the list. Sample Essay: The Impact of a Fluctuating Economy on the Real Estate Industry The real estate sector is one that plays an important role in the quality of life experienced in a country and this is why governments all around the world ensure that policies are put in place to help its citizens secure real estate for both commercial and residential buildings within legal frameworks. My research paper will focus on exploring the impact of a nationââ¬â¢s economy on its real estate sector, using facts and figures to show that fluctuations in any economy will affect the pricing and cost of owning a home in the affected society. The real estate sector has always been responsible for a considerable amount of a nationââ¬â¢s GDP and in China, statistics show that an increase in the pricing of real estate structures and lands led to an increase in the reported GDP in that time period. These studies which were conducted in 2009, showed that due to a growth in Chinaââ¬â¢s economy, expenditure from its real estate sector accounted for 7.5% of its GDP- up from 3.5% in 1997- which inevitably led to an increase in the pricing of its real estate assets by approximately 16% between the years 1997 to 2009. Also, in the United States, the great recession which occurred between the year 2007 to 2009 saw a 5% drop of the US GDP and this led to a corresponding loss in the value of real estate assets in the US by approximately 20 to 50% across board. The great recession not only led to a loss of real estate value but massive foreclosures due to inability to re-pay loans occurred across the country. And by 2009, the foreclosure problem was so bad that the US witnessed more foreclosures than marriages through the year. The banking sector- which is the financial backbone of the real estate sector- also follows the fluctuation trend outlined above. Studies show that during a time of economic growth, commercial banks look favourably on extending loan facilities to aid real estate purchases while in times of recession, the opposite occurs. An apt example was the availability of 100% loan facilities made available for buyers during the economic boom of the 90ââ¬â¢s and the gloom that followed after during the 2007 recession. This trend is the one that continued for generations and does not look like itââ¬â¢s going to stop anytime soon. Thereby proving that the status of a nationââ¬â¢s economy influences its real estate industry in direct proportion and a strong economy will give birth to a solid real estate sector just as a weak economy will negatively affect the value of real estate assets during the same duration. Due to the fact that the primary lenders - banks - of money to the real estate industry as well as unemployment rates and job cuts reflect negatively on a nationââ¬â¢s GDP and this trickles down across all industries including the real estate sector. Here we come to the end of the 2nd article in our series on research project topics on the subject of finance in real estate. We hope this article provided some answers to your questions and for more clarification on writing a project, do not hesitate to read the third article in the proposed series as well as our initial piece 10 facts on finance research. References: Baker, H Peter, C. (2012). Public Real Estate Markets and Investments, 170-175. https://books.google.com.ng/books?id=ltf1AwAAQBAJpg=PA175lpg=PA175dq=real+estate+finance+and+investments+pdfsource=blots=K_z9ncTJersig=WeBvUdBfGLnKwi2rvVwRrX3ILxohl=ensa=Xved=0ahUKEwi0jdq405nOAhVpCsAKHTaXCho4ChDoAQhIMAY#v=onepageq=real%20estate%20finance%20and%20investments%20pdff=false Tracey, S. (2007). Introduction to Real Estate Finance and Investment. http://classic.marshall.usc.edu/assets/031/8122.pdf Wang, K. (2007). The Interaction between Real Estate and National Economy. Coulson, E. Kim, S. (2000). Residential investment, non-residential investment and GDP. Real Estate Economics, 28(2). Geng, X. Xie, C. (2006). Research of relationship between Chinas real estate investment and the national economy. National Bureau of Statistics. (2006). Chinas fixed asset investment statistics Code. Beijing: China Statistics Press. Emoh, I. Nwachukwu, C.à (2011). Critical Issues In Real Estate Finance as an Index in Building Construction Project Management Success in Nigeria
Sunday, October 20, 2019
Last Minute ACT Prep Programs
Last Minute ACT Prep Programs SAT / ACT Prep Online Guides and Tips If you donââ¬â¢t have much time left before the ACT, you may be wondering how you can maximize your scores with a short term study plan. If youââ¬â¢re looking for a big score improvement and you only have a few days before the test, you might not be able to reach your goal this time, but you can get a good head start towards it (and youââ¬â¢ll be better prepared to study harder before your next test session). But if you only need to improve by one or two points, really intense studying for a few hours could get you where you want to be, if you have some clear weaknesses you didn't know about! In this article I'll show how to create a last minute ACT study program and give last minute ACT tips to boostyour score. Time-Based Study Plans The first thing you should do is think about how many hours you can realistically devote to ACT prep in the short time you have before the test.Make sure to factor in sleep and all of your other commitments! The 5 Hour Plan If you can only fit in 5 hours of prep time between now and the ACT (and this is your first time studying), your best bet is to just take a practice test.This can help give you a little bump in your scores, especially if you donââ¬â¢t have much experience with the test until now.Make sure you take your practice test with realistic time constraints and with all the resources you will have on the real test (calculator, scrap paper, quiet environment). On the other hand, if youââ¬â¢ve already taken a bunch of practice tests, taking another one at this point probably isnââ¬â¢t going to do much. Instead, spend your five hours looking into mistakes youââ¬â¢ve made on questions in the past and planning how to avoid them. If that's too broad of a target, just focus on the section that is most difficult for you. You should also make sure youââ¬â¢re doing ok on time. Get a sense of how long youââ¬â¢re spending on questions so you know when to move on when you take the real test. On th ACT this means no more than a minute for Math questions, no more than 30 seconds for English questions, and no more than 45 seconds for Reading and Science questions. If you find yourself spending more time than this on a question, you need to skip it and move on to the next question so you donââ¬â¢t run out of time. You donââ¬â¢t want to miss easy points at the end of a section because you got stuck on a tough question! The 15 Hour Plan With fifteen hours of prep, you still have enough leeway to make significant improvements in your scores. Here's a rough idea of how you might spend your study time: Hours 0-5: Take a Practice Test Use this time to take a practice test so you can see where you stand score-wise and which questions are giving you the most trouble. Again, make sure you replicate the time constraints of the real ACT so you will know if time pressure is a problem for you. Hours 5-10: Dig Into Your Mistakes For each question you answer incorrectly, make sure you know why your choice was incorrect and how to arrive at the correct answer. You should also review questions where you had to resort to guessing (even if you got them right).There are four maincategories of mistakes on the ACT: 1. Time Crunch: You didnââ¬â¢t make it to the question Study Game Plan: Practice doing questions within the time constraints for the ACT so you get used to moving faster. You should be comfortable with skimming reading passages and skipping questions that are taking up too much of your time. Remember that you get a minute for Math questions, 30 seconds for English questions, and 45 seconds for Reading and Science questions. 2. Question Comprehension: You were tricked by the question or misinterpreted it Study Game Plan:Train yourself to slow down a bit and read questions more carefully. It's often helpful to write down the question in simpler form before answering to prevent yourself from getting confused. You should also practice similar questions so the format becomes more familiar to you. 3. Unfamiliar Content: You didnââ¬â¢t know the material covered in the question Study Game Plan: This is where a program like PrepScholar could really help you because it focuses on your weak content areas.Alternatively, find a source for lesson material on the topic you donââ¬â¢t understand and practice more questions that are similar. This poor guyencountered an ACT question with unfamiliar content AND entered into a cube-based alternate reality from which there is no escape. Luck was just not on his side today. 4. Silly Mistake: You should have known the correct answer, but you spaced out Study Game Plan:Work on your time management so you leave yourself time at the end of a section to go over your answers. You should also make sure youââ¬â¢re not going through questions faster than you need to and making careless mistakes as a result. Hours 10-15: Zero in on Your Problem Areas Now that you know the nature of your mistakes, focus on the specific test sections or types of questions where you have the most difficulty.Practice relevant questions and review any content that seems unfamiliar. You might also consider getting the PrepScholar program, which has shown a1-2 point ACT score improvement for 15 hours of use. It does your work for you by diagnosing your weak spots on the test and helping you practice questions in those areas until they become second nature. You can also use PrepScholar to study for subsequent tests if youââ¬â¢re planning on taking the ACT again. Some Final Advice for Last Minute Studying Here are a few overall tips for last minute ACT studying that will help you stay on track with your prep program. Make sure you know the formulas and grammar rules that youââ¬â¢ll need for the test The ACT does require you to know some formulas for the math section, so be sure youââ¬â¢re prepared.Itââ¬â¢s also helpful to know the grammar thatââ¬â¢s being tested so youââ¬â¢ll feel more confident in your answers on the English section. Analyze your mistakes on practice questions This is whatââ¬â¢s going to help you make the most progress in the shortest amount of time.Make sure you fully understand your mistakes and know how to avoid them in the future if you come across similar questions. Check your timing As detailed in the 5 hour plan, make sure youââ¬â¢re not lingering on questions.Get used to how it feels to spend 30 seconds or a minute on a question so you can judge your efficiency during the real test. If youââ¬â¢re taking ACT with writing, come up with some examples you might use in your essay Itââ¬â¢s really important to include concrete support for your essay argument.Try to come up with a couple of versatile examples you could incorporate into your essay so that you have something ready to go! Not an acceptable essay, no matter how much teen angst you feel. Looking Ahead If you think you will take the ACT again after this, try to plan your studying further ahead of time for the next test date.If you're looking for big point improvements, youââ¬â¢re probably not going to get there with a bunch of short cram sessions.Improving more than six points, for example, might take over 100 hours of prep. Here are estimates for the number of hours of studying that correspond to certain point improvements: 0-1 ACT Composite Point Improvement: 10 hours1-2 ACT Point Improvement: 20 hours2-4 ACT Point Improvement: 40 hours4-6 ACT Point Improvement: 80 hours6-9 ACT Point Improvement: 150 hours+ Start by figuring out your target ACT score and then determine what youââ¬â¢re going to need to do to get there.Take a look at these study plans to start thinking about how you might structure your time before your next shot at the ACT.Remember that last minute prep can be helpful, but it shouldn't be the only way you study! What's Next? Check out ourfast ACT prep planfor more ideas on how to make the most of last minute studying and dramatically raise your score. Are you trying to find some better study materials? Take a look at this list of the best ACT prep books of 2015. Want to improve your ACT score by 4 points? Check out our best-in-class online ACT prep program. We guarantee your money back if you don't improve your ACT score by 4 points or more. Our program is entirely online, and it customizes your prep program to your strengths and weaknesses. We also have expert instructors who can grade every one of your practice ACT essays, giving feedback on how to improve your score. Check out our 5-day free trial:
Saturday, October 19, 2019
Ethics issue in end of life decision making Essay
Ethics issue in end of life decision making - Essay Example According to Dartmouth and the Mayo Clinic, Medicare provides between $25,000 and $50,000 for end of life care, due to the common need for older citizens to receive multiple specialist care in their last years of life (Abelson, 2009). These are very high payments in an already-strained Medicare system and, if the end of life care goes on for many years, families might be forced to take on the financial burden when government-sponsored healthcare payments are refused. Because approximately 30 percent of the population is over the age of 50, the scope of the problem is massive, especially during a period where Medicare payments are going to be reduced by the government in the next ten years. The Baby Boomer generation makes up 74 percent of all prescription drug spending, which is a $100 billion market (Reece, 2010). This is big business for pharmaceutical companies and various health care providers and contributes highly to their profit margins. Profit earned from this high-consuming, aging group of citizens helps different hospitals and pharmaceutical companies expand their business practices and make certain capital improvements. This professional group, as well as certain retailers, would likely be satisfied to see more aging citizens in the health care system, as older Americans also spend more on personal care products and health products than any other consumer group (stlouistimes.com, 2007). High concentrations of end of life care could spell regional or nationwide profit margins in many retail organizations, health care providers, and hospitals. There are considerable ethical concerns in this situation, as multiple specialist care might be provided to aging cit izens when such analyses are not required simply to ensure profit and receive continuous governmental payments through Medicare. At the political level, the current health care reform package
Friday, October 18, 2019
Case Study on Ontology Languages Essay Example | Topics and Well Written Essays - 1750 words
Case Study on Ontology Languages - Essay Example 20/Jul/2006 J B Conrad Semantic web creation conrad@xyz.com DAML+OIL: http://www.xyz.com J B Conrad conrad@xyz.com Semantic Web Creation May OWL: Comparison of the...While these languages represent the specifications for the Ontology, they do not represent the real programming languages that are employed like CycL, Ontolingua, F-Logic, etc., 1. XML: This uses a standard syntax laid down already by the W3C. The code is crisp and easy to write. The DTD can be defined the way it is required. However, this does not offer the flexibility of defining standard classes and then making use of the similar structure repeatedly. XML is easy to use in a program though of course, creating XML data which will have semantics in them is not possible with the existing structure of XML. 2. XOL on the other hand, offers all those features that are present in XML as well as in OIL. XOL employs modelling primitives that are in line with OKBC standards. This is based on XML and uses Ontologies to extend the features. Therefore, it is found that the language is supporting some of the insufficiencies in XML like standard class definition and other structure definitions. With these, the data gets verified and the mistakes in the data are avoided. In addition to these, this also supports extensive slot hierarchies. But however, it does not allow definition of relationships extensively. This makes it a weak relationship modeller. XOL is comfortable where only data is to be represented without any major relationship criterion which is hard to find in knowledge systems. 3.
Market-Based Management Application Essay Example | Topics and Well Written Essays - 1250 words
Market-Based Management Application - Essay Example Moreover, the principles encourage employees to learn from their failures and always think in terms of opportunity cost. Therefore, MBM entails learning how to understand and deal with the human nature and apply the concepts in an organization to ensure that the products or services are viewed positively by the customer since they satisfy their needs. This essay focuses on the concepts of Market Base Management (MBM), overview of Koch Industries and how the company implemented the MBM, MBM relates to Values Theory, challenges involved in implementing MBM and possible Solutions. Concepts of Market-based Management In companies, individuals possess varying knowledge regarding the operations of the company. Therefore, managers are required to learn how to manage the varying knowledge to enhance the performance of the company. Previously, most organizations focused on hiring competent managers since they believed that the persons would be capable of understanding the situation in the org anization and make plans that would apply to the diverse employees. However, this approach has been unsuccessful in most companies since they failed to realize that a single individual could not possess all the skills required for apposite management. On the contrary, the skills are dispersed amongst the various employees. Understanding this led Charles Koch to develop varying concepts that he combined to come up with the Market Based Management, which is opposed, to centralization of management (Gable, Elllig, & Ellig, 1993; Koch, 2007). The philosophy entails setting clear vision and incentives in an organization and measuring the performance of the employees, which results in establishment of an entrepreneur behavior in organizations. The decision making power is distributed amongst employees and individuals do not have to consult the managers or superiors while making minor decisions. However, the company has a clear vision and the employees are encouraged to ensure that their d ecisions aim at ensuring the companyââ¬â¢s vision is realized. Since the employees understand what they are required to accomplish, have integrity, and expect some incentives from their efforts, they become focused towards achieving their goals, which are in line with the companies vision (Kratzer, 2000). The incentives aim at ensuring that employees are compensated for their works as well as the value they create for the organization. Moreover, the philosophy emphasizes on having appropriate measures to quantity the individual performance, on time delivery, asset performance, as well as performance of the entire organization. Furthermore, the philosophy highlights the role of market principles in an organization (Gable, Elllig, & Ellig, 1993; Kratzer, 2000). Overview of Koch Industries Recently, Forbes magazine ranked Kochs industries as the largest privately held company in the world. Koch industries is an American multinational and is involved in activities such as trading, in vestments and manufacturing, refining and distribution of products such as petroleum, and manufacture of chemicals energy, polymers, fertilizers, fiber, paper and pulp. Fred Koch co-founded the company with other partners in 1940 but his sons Charles Koch and David Koch currently run it. The company is the best example of how the MBM philosophies have been applies since the
Thursday, October 17, 2019
Medical marijuana and its impact on the mind, body and society Term Paper
Medical marijuana and its impact on the mind, body and society - Term Paper Example Batalla et al. (2013) and Greenwell (2012), however, asserted the negative effects of cannabis on both adolescent and adult brains. This paper is not concerned of marijuana legalization, as it assumes that the main context is that it is used in states where medical marijuana consumption is allowed. The emphasis is on cannabisââ¬â¢ potential effects on users and society. Medical marijuana can help some people deal with chronic pain, but it should not be widely used because it can have negative effects on the brain, which can lead to mental, academic, and social problems. Technical Overview Marijuana, also called cannabis, pertains to preparing plants that are members of the family Cannabaceae, the genus Cannabis, and the species Cannabis sativa that produce psychoactive effects (Greenwell, 2012, p.68). Marijuana has around 70 psychoactive compounds or ââ¬Å"cannabinoids,â⬠which include tetrahydrocannabinol (THC) that creates many of marijuanaââ¬â¢s psychological and physi cal effects, and its content is usually connected to the potency of marijuana (Batalla et al., 2013, p.2). The part of the plants used are the flowering tops, leaves, and stalks of mature female plans, although the resinous extracts (hash) of marijuana are also used as medicine (Greenwell, 2012, p.68). ... At present, medical marijuana is used to treat chronic pain for patients with cancer, multiple sclerosis, and nerve pain, as well as depression, nausea, and vomiting (Greenwell, 2012, p.68; Martin-Sanchez, Furukawa, Taylor, & Martin, 2009, p.1353). Impacts of Medical Marijuana on Mind, Body, and Society Though some patients attested the importance of marijuana to treating symptoms or their illnesses, most studies agreed that the impact of marijuana on the human brain is under-researched enough for doctors and patients to be cautious of its widespread applications (Batalla et al., 2013; Blakemore, 2013; Block, 1996). Batalla et al. (2013) and Blakemore (2013) are highly concerned of how marijuana affects adolescent brains, especially when they are in their development stages, while Batalla et al. (2013), Block (1996), and Rapp (2013) are alarmed of the effects of long-term cannabis use on adult brains and behaviors. Batalla et al. (2013) conducted a systematic review on 43 structural and functional imaging studies on adolescent and adult chronic cannabis users, wherein these studies have matched control groups included. They defined chronic marijuana users as those who use cannabis a number of times a week and have done so for at a minimum of two years (p.2). Their findings showed that for the few studies that focused on adolescents, imaging showed structural and functional changes in their brains, where gender may have a role in these changes (Batalla et al., 2013, p.13). They stressed that adolescent female cannabis users may be at higher risk for cannabis-stimulated morphological impacts (Batalla et al., 2013, p.13). Blakemore (2013) also reviewed a study on cannabis use for adolescent brains
English literature Essay Example | Topics and Well Written Essays - 750 words - 1
English literature - Essay Example They both compare their beloved women to a summer day, assigning people the features of this hot season. The meaning expressed in the ends of both poems looks similar too. However, having taken a closer look at them it can be noticed that there is big difference. Shakespeareââ¬â¢s words give us hope, empower and encourage to live by means of a metaphor. As for the overall flow of the poems, it can be said that, in some sense, Mossââ¬â¢ work is a simplified and updated version of the original. The words Moss uses are more up-to-date and prosaic. As a result, Mossââ¬â¢ poem is absolutely realistic. Shakespeare represented his feelings reflected in florid and lofty terms: â⬠But thy eternal summer shall not fadeâ⬠. The second author, however, uses very simple and clear words and phrases: ââ¬Å"People break their necks or just drop dead!â⬠à Shakespeare uses a greater number of metaphors: â⬠Rough winds do shake the darling buds of Mayâ⬠. The great poet also draws words softly, passing from one stroke to another. In such a way the reader gets easily immersed into the world of romanticism. Moss, on contrasts, writes plainly: ââ¬Å"Even in May, the weather can be grayâ⬠. Therefore, from some point of view, it can be said that Mossââ¬â¢ poem is a humorous parody on the original sonnet As it was mentioned above, both authors write nearly about the same, but their language is different. Moss uses more modern vocabulary. Words and phrases like ââ¬ËThou artââ¬â¢, ââ¬Ëtheeââ¬â¢ or ââ¬Ëthyââ¬â¢ of Shakespeare belong to his time, while Mossââ¬â¢ vocabulary is more up-to-date and, therefore, easier to understand for a contemporary reader. Still, it is easy to find parallels in the two pieces. For example, Shakespeareââ¬â¢s ââ¬Å"Thou art more lovely and more temperate.â⬠Moss interprets as simple ââ¬Å"Youre nicer. And better.à â⬠This shows that Mossââ¬â¢ poem follows Shakespeareââ¬â¢s lines. Since the poem by Moss is a
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